605-361-2281 info@sdaho.org

Insurance Services

The Healthcare Benefits Alliance Trust is a unique program created in the early 1990’s in response to the first wave of Healthcare Reform conversations on Capitol Hill.  In 1993, two national hospital systems joined forces to maximize purchasing power, improve benefits and simplify administration.  This formed the Healthcare Benefits Alliance Trust (HBA).

The HBA Trust has since grown to cover over 900 healthcare-related organizations – representing in excess of 1,000,000 employees.  All groups within the Trust benefit from individual underwriting while leveraging the pooled experience of over 1,000,000 lives, which allows a greater balance of risk.  HBA Trust participants experience greater long term cost stability and increased purchasing power.

Services Provided:

Coverages offered through the Healthcare Benefits Alliance Trust Program

    • Group Life Insurance
    • Short Term Disability
    • Long Term Disability
    • Stop Loss
    • Rx Program
    • Dental Insurance
    • Vision care
    • FSA Administration
    • Voluntary Products
    • Executive Benefits
    • Absence Management Services

Contact information:

Saul Locker, President